The Property Tax Almanac
Guadalupe County · Texas

Property Tax in Guadalupe County

A calculator and field guide for Cibolo-area homeowners — and for anyone considering a move to Guadalupe County. Covers the property tax rates, exemptions, and payment schedules — including the 3 taxing entities that make up your bill.

Median Effective Rate
1.43%
tax bill ÷ market value
Median Home Value
$304,400
reference estimate
Typical Annual Bill
$4,343
before exemptions
Appraisal District
GAD
Thinking of moving? Compare Guadalupe County side-by-side with any other county we cover.
→

Guadalupe County, home to Seguin and some 0.2 million Texans, has a property tax structure composed of 3 overlapping taxing entities. A homeowner inside Seguin pays the school district, city, county, and several additional special districts — each with their own rate. This guide explains every line, how to calculate your bill, and which exemptions you are almost certainly leaving on the table.

How the bill is built

Your annual property tax bill is the product of two numbers: your property's taxable value (its appraised value minus any exemptions you qualify for) and the combined tax rate levied by every entity whose jurisdiction includes your parcel. In Guadalupe County, the combined rate reaches approximately 1.93% for a typical Seguin address, with the single largest line — school district tax — representing roughly half the bill.

The calculator to the right lets you input your appraised value and toggle the most common exemptions. The breakdown below uses the rates stored in this county record. Confirm the applicable tax year and rates with Guadalupe Appraisal District before using the estimate.

Guadalupe County rate breakdown (per $100 AV, Seguin district)

Taxing entityRate
Seguin ISD1.0828
City of Seguin0.5135
Guadalupe County0.3304
Combined total1.9267

Data record updated August 17, 2026. This is an editorial update date, not a tax year or a guarantee that every figure has been independently verified.

Sources and scope: Check rates and parcel details with Guadalupe Appraisal District. Figures may refer to different source years; a county-seat rate does not apply to every address. How we use data and estimates.

Note: Guadalupe County is the northeast quadrant of the San Antonio metro. Its growth is concentrated in the Schertz–Cibolo–Universal City corridor along I-35 and FM-3009 rather than in Seguin, the county seat: Cibolo has grown to roughly 35,100 and Schertz to 44,100, both larger than Seguin’s 33,800.
Note: That corridor is served by Schertz-Cibolo-Universal City ISD at 1.0769 rather than Seguin ISD at 1.0828, and the two are close enough that the school district is rarely the deciding factor here. Navarro ISD, covering the rural centre of the county, is markedly higher at 1.2228.
Note: Randolph Air Force Base sits partly in the county at Universal City, and several Guadalupe cities extend across the Bexar or Comal line — Schertz, Selma, Universal City and New Braunfels all straddle boundaries, so two neighbours on the same street can sit in different counties with different rates.
Advertisement

Exemptions you should actually file

Residence Homestead — everyone who owns their primary residence

Texas exempts the first $140,000 of your home's value from school district property tax — raised from $100,000 by Proposition 13, approved by voters in November 2025. Homeowners aged 65 or older, and those who are disabled, get a further $60,000 off (up from $10,000 under Proposition 11), for a combined $200,000. The exemption must be filed with GAD by April 30 of the tax year for which you want it to apply. There is no fee. You need a Texas driver's license or ID showing the property address and proof of ownership.

Over-65 or Disabled — additional $10,000 school, plus tax ceiling

Homeowners who are 65 or older receive an additional $10,000 school district exemption, and their school district taxes are frozen at the amount owed the year they turned 65. They cannot go up even if rates or appraisals increase.

100% Disabled Veteran — full exemption

Veterans with a 100% service-connected disability pay zero property tax on their primary residence. Partial disability ratings receive partial exemptions on a sliding scale.

Protesting your appraisal

The single highest-ROI hour a Seguin-area homeowner can spend each year is filing a protest with GAD, which must be submitted by May 15 (or 30 days after you receive your notice, whichever is later). Roughly half of all Texas homeowners who protest receive some reduction in their appraised value.

Advertisement

Cities and towns in Guadalupe County

This guide lists 13 selected communities in or associated with Guadalupe County. It is not a complete municipal directory. Local taxing districts can differ between communities and individual addresses.

Data: US Census Bureau, 2020 Decennial Census. Populations rounded. Cities marked as "split" straddle a county border — the portion inside Guadalupe County is subject to Guadalupe County's tax rolls, while the portion outside is subject to the adjacent county's.

City or town Type Population (2020)
Schertz Split city 44,100
Cibolo city 35,100
Seguin County seat city 33,800
Universal City Split city 20,200
Selma Split city 11,500
Redwood Split Census-designated place 3,400
McQueeney Census-designated place 2,400
Geronimo Census-designated place 1,500
Lake Dunlap Census-designated place 1,400
Marion city 900
Santa Clara city 600
New Berlin city 600
Kingsbury Census-designated place 200

About city-level property tax rates: The rate breakdown and calculator on this page use a representative district around Seguin. Other cities in Guadalupe County may pay into different school districts, city rates, and special districts — so their combined rates can differ, sometimes substantially. Always verify the specific rates for your address with the Guadalupe Appraisal District before relying on any estimate.

Frequently asked questions

When are Guadalupe County property taxes due?

Texas property tax bills are mailed in October for the current tax year and are due by January 31 of the following year. Payments postmarked February 1 or later begin accruing penalties and interest.

What if I think my appraisal is too high?

File a Notice of Protest (Form 50-132) with GAD by May 15 or 30 days after your notice is mailed, whichever is later. You'll first have an informal meeting; unresolved cases go to the Appraisal Review Board.

Advertisement

About Guadalupe County

Beyond the property tax — a few things you might not know about the place.

Weird fact
Seguin claims the world’s largest pecan, a 1,000-pound concrete sculpture built in 1962 and displayed on the courthouse lawn. The claim has been contested repeatedly by other pecan-growing towns, and Seguin responded by commissioning a second, larger one in 2011.
Hometown hero
Juan Seguín
The Tejano commander who fought at the Alamo and San Jacinto, later served in the Republic of Texas Senate, and for whom the county seat is named.
Biggest annual event
Guadalupe County Fair and Rodeo
A four-day fair and PRCA-sanctioned rodeo in Seguin each October, running since the 1950s and the largest annual gathering in the county.
Advertisement

About this site's data and estimates. The Property Tax Almanac is an independent editorial reference. It is not affiliated with any government agency, tax assessor, or tax preparation service. The calculators and data on this site are informational and are not a substitute for advice from a qualified tax professional, attorney, or your official county assessor or appraisal district.

Accuracy, sources, and scope. Source years and review coverage vary. A record’s update date is not confirmation of its tax year. Reviewed guides identify their official sources and calculation limits; other records may have incomplete source documentation. See our methodology and review process.

How to use these estimates. Read the scope of each tool: it may use a representative district, a historical rate, or hypothetical inputs. County benchmarks are not a parcel-specific tax quote. Confirm the taxable value, taxing districts, applicable year, exemptions and additional charges with the responsible local office before relying on an estimate.

No legal or tax advice; no warranty. Nothing on this site constitutes legal, tax, financial, investment, or real estate advice. The Property Tax Almanac, its authors, and its publisher make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the content on this site. Any reliance you place on the information is strictly at your own risk. We are not liable for any loss or damage — including without limitation, indirect or consequential loss or damage — arising from the use of this site or from decisions made based on its content.

Found an error? Property tax rules are complex and change often. If you spot an inaccuracy, please use our correction instructions — corrections help every reader who comes after you.

© 2026 The Property Tax Almanac · An independent publication, not a government website · Site map · About · All counties · Privacy · Contact