The Property Tax Almanac
New Jersey · Property Tax

New Jersey Property Tax by County

New Jersey has counties operating under the highest effective property tax rate in the United States (~2.20% statewide median). Heavy reliance on local property tax for school funding (NJ funds ~52% of school operating costs locally vs ~36% national average) drives the rate.

Why move here

  • NYC + Philadelphia commute access
  • among the best US public schools (consistently top-5 K-12 ranks)
  • 100% disabled veteran full exemption
  • ANCHOR program ($1,500 for income-eligible homeowners under $150K)
  • Jersey Shore beach access
  • cultural diversity
  • strong public health/services
  • Princeton + Rutgers + Stevens

Why not move here

  • highest effective property tax rate in US
  • high cost of living (especially commuter suburbs)
  • highest population density of any US state
  • high state income tax (top 10.75%)
  • NJ Transit reliability concerns
  • property tax bills routinely $10K+ on modest homes

This almanac covers 21 of 21 New Jersey counties.

Average effective rate
2.27%
Tax bill ÷ market value · Across 21 covered New Jersey counties
National rank
#2 of 50
Ranked highest to lowest by rate · #49 from the lowest
Average annual bill
$9,016
On a typical $412,476 New Jersey home
State income tax
10.75%
Graduated · 1.40% – 10.75% top marginal
Cheapest county we cover
Cape May
Cape May Court House · 1.06% effective rate
For retirees
Compare relief
Check eligibility, covered levies and payment timing.
For disabled veterans
Check benefits
Distinguish value exemptions from a full covered-tax exemption.
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21 of 21 New Jersey counties covered
Bergen County
Hackensack · pop. 958k
2.43% effective rate
$14.4k median bill
Essex County
Newark · pop. 864k
3.39% effective rate
$14.3k median bill
Middlesex County
New Brunswick · pop. 863k
2.25% effective rate
$9.4k median bill
Hudson County
Jersey City · pop. 725k
1.69% effective rate
$9.8k median bill
Ocean County
Toms River · pop. 656k
1.70% effective rate
$6.2k median bill
Monmouth County
Freehold · pop. 644k
1.48% effective rate
$10.0k median bill
Union County
Elizabeth · pop. 575k
2.45% effective rate
$11.2k median bill
Camden County
Camden · pop. 523k
3.08% effective rate
$8.1k median bill
Passaic County
Paterson · pop. 513k
2.50% effective rate
$9.3k median bill
Morris County
Morristown · pop. 509k
2.05% effective rate
$11.1k median bill
Burlington County
Mount Holly · pop. 466k
2.55% effective rate
$9.2k median bill
Mercer County
Trenton · pop. 390k
2.79% effective rate
$8.5k median bill
Somerset County
Somerville · pop. 350k
1.81% effective rate
$10.0k median bill
Gloucester County
Woodbury · pop. 307k
2.60% effective rate
$8.1k median bill
Atlantic County
Mays Landing · pop. 276k
2.30% effective rate
$6.8k median bill
Cumberland County
Bridgeton · pop. 153k
2.28% effective rate
$5.1k median bill
Sussex County
Newton · pop. 146k
2.32% effective rate
$8.6k median bill
Hunterdon County
Flemington · pop. 130k
1.93% effective rate
$10.0k median bill
Warren County
Belvidere · pop. 111k
2.34% effective rate
$8.1k median bill
Cape May County
Cape May Court House · pop. 95k
1.06% effective rate
$4.9k median bill
Salem County
Salem · pop. 64k
2.65% effective rate
$6.4k median bill
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About this site's data and estimates. The Property Tax Almanac is an independent editorial reference. It is not affiliated with any government agency, tax assessor, or tax preparation service. The calculators and data on this site are informational and are not a substitute for advice from a qualified tax professional, attorney, or your official county assessor or appraisal district.

Accuracy, sources, and scope. Source years and review coverage vary. A record’s update date is not confirmation of its tax year. Reviewed guides identify their official sources and calculation limits; other records may have incomplete source documentation. See our methodology and review process.

How to use these estimates. Read the scope of each tool: it may use a representative district, a historical rate, or hypothetical inputs. County benchmarks are not a parcel-specific tax quote. Confirm the taxable value, taxing districts, applicable year, exemptions and additional charges with the responsible local office before relying on an estimate.

No legal or tax advice; no warranty. Nothing on this site constitutes legal, tax, financial, investment, or real estate advice. The Property Tax Almanac, its authors, and its publisher make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the content on this site. Any reliance you place on the information is strictly at your own risk. We are not liable for any loss or damage — including without limitation, indirect or consequential loss or damage — arising from the use of this site or from decisions made based on its content.

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